Hunting Houses

I've been indecisive about my long-ish-term plans for awhile now, but luckily the economy crashed and made many of my decisions for me, so now I'm looking at becoming a member of the Propertied Class. Had a meeting about FHA loans this morning, one at Oly Fed last week, and I'm keeping my eye on a number of hovels little houses I might just barely be able to afford.

I'd have to have my parents cosign for a conventional loan, but apparently the feds are happy with loaning the same amount to me, despite my thirty-hour work week and small income. Notice to Federal Government: this could be part of your problem. Seriously, if I wasn't planning on housemates (which they don't take into account), there is no way I'd be able to make the payments they think I can.